Health and hospitalization insurnace

Insurance

Health and hospitalization

All international students must sign up for a health and hospitalization insurance as required for Certificat d’Acceptation du Québec (CAQ). To meet this requirement, Polytechnique provides the Foreign Student Health and Hospitalization Insurance (ASHEE) to international students unless they are eligible for the Régime d’Assurance Maladie du Québec (RAMQ).

RAMQ

The RAMQ is the public health insurance in Québec enabling insurees to benefit from free healthcare services. Citizens from countries that signed a specific agreement with Québec can benefit from this insurance free of charge.

Desjardins ASHEE

As an international student at Polytechnique Montréal, you are automatically covered by the ASHEE health insurance. Only proof of a RAMQ insurance may withdraw your subscription with ASHEE.

List of countries with RAMQ-enabling agreements:

Belgium

Denmark

Finland

France

Greece

Luxembourg

Norway

Portugal

Romania

Sweden

How to sign up for RAMQ if you are eligible?

To achieve this you need to have a form filled out by your inbound school and national health insurance provider then visit the RAMQ website to send all required documents for your request. Completing this will relieve you of mandatory health insurance fees.

What does the RAMQ cover?
General :
- Examinations
- Consultations
- Diagnoses
- Therapeutic treatment
- Psychiatric treatment
- Surgery
- Anesthesia
- Medically assisted reproduction
- Some radiology services provided by a physician
- Part of the price on some medication See here for more details.
Dental:
- Ablation (removal) of a cyst or tumor
- Abscess purging
- Bone fracture reduction
- Repairing soft tissue (e.g.: cheek, tongue, palate)
- Treatment for inflamed bone tissue (osteitis)
- Treatment for temporo-mandibular joint binding the lower jaw and crane
- Treatment for saliva glands
- /!\ Tooth and root extraction are not covered
Look out ! The aforementioned fees are not covered if you do not visit an ASEQ-contracted doctor.

For more information on what RAMQ covers, check out here.

What if you are not eligible for RAMQ?

For RAMQ-uneligible students, tuition fees include an extra for ASHEE health insurance fees (to buy coverage for the whole year).You may find further information here.